From contract to keys, here's exactly what happens
Thirty days. Six clear steps. No surprises — because Haylee runs the play-by-play with you.
Walk Me Through ItThe 30-Day Path
What happens, in order
Offer Accepted
Day 1Earnest money is deposited and the contract clock starts. Haylee coordinates timelines with title and your lender.
Inspection
Days 1–10A licensed inspector evaluates the home. You'll get a full report and a chance to negotiate repairs or credits.
Appraisal
Days 10–21Your lender orders an independent appraisal to confirm the home's value supports your loan amount.
Title & Escrow
Days 14–28Title verifies clean ownership and clears any liens. Escrow holds your funds securely until closing.
Final Walkthrough
Day 28–29One last look. Haylee confirms agreed repairs are done and the home is in the condition you expect.
Keys in Hand
Day 30You sign, funds wire, and the home is officially yours. Welcome home.
Who does what
Four roles, one team. Here's the job each one owns.
You (Buyer)
Their jobReview documents, send funds, attend inspections and the walkthrough.
What they need from youQuick responses on questions and signature requests keep things on track.
Haylee (Agent)
Their jobCoordinates every party, negotiates issues, and protects your interests.
What they need from youHonesty about concerns and timeline pressures, the moment they come up.
Lender
Their jobUnderwrites your loan, orders the appraisal, prepares closing figures.
What they need from youUpdated documents (pay stubs, bank statements) without delay.
Title & Escrow
Their jobVerifies title is clean, holds funds, prepares deed, records the sale.
What they need from youVerified wire instructions and signed disclosures returned promptly.
What can go wrong (and how it's handled)
Most "problems" have well-worn solutions. Here are the common ones.
Appraisal comes in low
Renegotiate the price, split the gap, or contest the appraisal. Haylee runs the math and presents the cleanest path.
Inspection surprises
Request repairs, ask for credits, or walk away with earnest money intact. You decide — Haylee handles the negotiation.
Loan delay
An extension addendum buys the lender extra time. Common, fixable, and almost never a dealbreaker.
Wire fraud attempt
We verify wire instructions by phone using a known number — every time. This single habit blocks the #1 closing-day risk.
Closing costs, simply
Plan on roughly 2–3% of the purchase price. Here's where it goes.
Lender fees
Origination, underwriting, credit report
Title insurance
Protects you and the lender from title issues
Escrow fees
Cost of holding and disbursing funds
Prepaids
First year of homeowners insurance + property tax reserves
Seller concessions can offset some of these costs — Haylee negotiates them when the deal allows.
Want help navigating this step-by-step?
You don't have to memorize the process. Haylee walks you through every step in real time, in plain language.
Get a Closing Walk-ThroughTimelines, costs, and processes described are typical estimates and may vary. Consult your lender, title company, or attorney for details specific to your transaction.
Important Information
The information on this page is for general educational purposes only. HD Realty and Haylee Duran are not attorneys, tax professionals, lenders, escrow officers, or title representatives.
Nothing on this page should be considered legal, tax, lending, escrow, or title advice. Closing timelines, costs, responsibilities, and requirements may vary based on the property, contract terms, lender requirements, title company, escrow company, and local practices.
Please confirm all closing details with the appropriate licensed professionals involved in your transaction.